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Square special offers

Starting at
Free $0/mo. Plus $49/mo per location. Premium $149/mo per location. In person: 2.6% / 2.5% / 2.4% + 15¢. Online and invoices: 3.3% + 30¢ (Free), 2.9% + 30¢ (Plus, Premium). Manually entered: 3.5% + 15¢. ACH via invoice: 1% ($1 min). International cards: +1.5%.
Free plan with no monthly fee; Plus and Premium come with a 30-day free trial

Finance Specs

What We Like
  • POS app, online site, invoicing and booking on Square Free
  • Lower in-person card rates on Plus and Premium
  • Cash and check payments carry no fee
  • Business checking and savings accounts included
Considerations
  • Online payments cost more on Square Free
  • Manually entered cards cost more than tapped or dipped cards
  • International cards add a surcharge
Expert Verdict
Choose Square if you sell in person and want a POS you can start free; Plus pays off once your card volume makes its lower rates worth the monthly fee. Check the online rate on the free plan if you sell mostly online.

Square is a commerce platform for small businesses. It covers point of sale, online ordering and websites, invoicing, appointments, payments, and business checking and savings accounts.

The Square POS app tracks stock at every location, sends low-stock alerts and lets you export inventory reports, and it keeps taking payments if you lose Wi-Fi or service. A customer directory shows who visits most often and most recently, plus how much they spend on average. Staff clock in at the POS with a personal passcode, and you can set team permissions and see all activity. Sales made in person, online and through third-party apps all show up in the POS.

Square’s POS comes in versions for restaurants, retail, beauty and service businesses. Restaurants get features suited to quick service, full service and bar service, while beauty businesses can offer booking and rebooking. Service businesses can send invoices on the go. Hardware includes Square Register, Square Terminal with built-in payments and a receipt printer, Square Stand for an iPad, portable Square Readers that pair with your device, and the pocket-sized Square Handheld.

The Square App Marketplace lists apps that connect to a Square account, including accounting apps for QuickBooks Online and Xero. For example, the Square Connector by QuickBooks app imports your Square transactions into QuickBooks automatically. Developers can use Square’s developer platform and APIs to build apps that add features for Square sellers. If you need help, you can contact Square Support in your preferred language.

Square Free has no monthly fee, and you pay processing fees per payment. Plus and Premium add marketing, loyalty, staff tools and reporting and lower the processing rates, priced per location. Current prices and rates are in the pricing box above.

Frequently Asked Questions

How much does Square cost?

Square Free costs $0 a month, Plus $49 and Premium $149 per location, and Plus and Premium have a 30-day free trial. In-person card payments cost 2.6% + 15¢ on Free, 2.5% + 15¢ on Plus and 2.4% + 15¢ on Premium. Online payments cost 3.3% + 30¢ on Free and 2.9% + 30¢ on the paid plans.

How does Square compare to Stripe?

Square bundles a POS app, hardware and in-person payments with online tools, while Stripe is built for online and API payments. Compare the rates for the way you take most payments.

What do Square Plus and Premium add?

Plus adds advanced POS features, a loyalty program, email and text marketing, staff management and lower processing rates. Premium adds priority phone support, advanced reporting and the lowest rates.

Advertiser Disclosure: Pricing checked Oct 10, 2026 on squareup.com. Prices change often, so check the official site before you buy.

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