Braintree special offers

Verified: Oct 10, 2026

Starting at

Cards and digital wallets: 2.89% + $0.29. Venmo: 3.49% + $0.49. PayPal: per your PayPal merchant fees. ACH Direct Debit: 0.75%, capped at $5.00 (same-day ACH 1.5% + $0.10). International cards: +1%. Currency conversion: +1%.

Free to start: no subscription, you pay only per transaction

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Finance Specs

What We Like

Per-transaction pricing with no plan to choose
ACH fees are capped, which helps on large bank payments
Client and server SDKs for building custom payment flows
Cards, wallets, Venmo, PayPal and ACH through one gateway

Considerations

Fees aren't returned when you refund a customer
Each chargeback carries a fixed fee
Venmo payments cost more than card payments
Custom and interchange-plus pricing isn't self-serve, and no volume threshold is published

Expert Verdict

Choose Braintree if you want one gateway for cards, digital wallets, Venmo, PayPal and ACH. Compare its card rate and international surcharge with Stripe's before switching, since the difference is small.

Top Alternative

Stripe →

Stripe is the closest alternative, with a similar card rate and a higher surcharge for international cards.

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PayPal Business →

Braintree, now branded PayPal Braintree, is a payment gateway for online and mobile businesses. It handles card, digital wallet, Venmo, PayPal and ACH Direct Debit payments, with client and server SDKs for building custom payment flows.

Pricing is per transaction, with no plan to choose. Cards and digital wallets, Venmo, PayPal and ACH each have their own rate, cards from outside the US and non-USD currencies cost extra, and established businesses can ask PayPal for custom pricing. Current rates are in the pricing box above.

Ready to try Braintree?

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Frequently Asked Questions

How much does Braintree charge per transaction?

Standard US pricing is 2.89% + $0.29 per card or digital wallet transaction. Venmo costs 3.49% + $0.49, PayPal follows your PayPal merchant fees, and ACH Direct Debit costs 0.75% capped at $5. Cards issued outside the US and non-USD currencies each add 1%. There's no subscription.

Is Braintree cheaper than Stripe?

Slightly, on standard US card payments: Braintree's percentage and fixed fee are both a little lower than Stripe's, and its surcharge for international cards is lower too. Braintree's current rates are in the pricing box.

Advertiser Disclosure: Pricing checked Oct 10, 2026 on paypal.com/braintree. Prices change often, so check the official site before you buy.

Still haven't tried Braintree?

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