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Brex special offers

Starting at
Per user per month: Essentials $0, Premium $12, Enterprise custom. Smart Card (local-currency cards in 50+ countries): custom pricing.
Free Essentials plan with cards, bill pay and reimbursements

Finance Specs

What We Like
  • Accounting integrations and real-time reporting on Essentials
  • Brex API access included
  • Premium adds custom expense policies and live budgets
Considerations
  • ERP and HRIS integrations need Premium
  • Local card issuance needs Enterprise
  • Account fees are in a separate fee schedule
Expert Verdict
Choose Brex if you want corporate cards, bill pay and expense management in one place, starting free.

Brex is a spend management platform. It combines corporate cards with bill pay, reimbursements, travel and expense policies, and connects to accounting software.

You define spending rules, documentation requirements and approval chains, and Brex says its AI applies them to every transaction. In-policy expenses are approved automatically, and anything out of policy is declined. Employees can text in a receipt, and Brex matches it to the right expense. For bills, Brex uses AI to automate invoice entry, matches incoming bills to purchase orders and flags bills that are missing one.

Brex describes its expense software as built for startups and enterprises. It says its financial stack is designed to help you start and scale your business. Companies can manage budgets, expenses, payments and travel worldwide, with travel booked and managed in the app, including itinerary changes. Brex also offers a business account, fast global payments and built-in treasury. Approvers can review, adjust and schedule bill payments in a single batch, and employees can submit expenses on the go from a mobile app.

Brex connects to ERP and accounting systems including NetSuite, Sage Intacct, Xero, QuickBooks Online, QuickBooks Desktop, Workday Financials and Oracle Fusion. Brex for Slack brings spend review actions directly into your Slack workspace, and Brex integrates with Uber for Business accounts. Other integrations include Rippling for employee onboarding, Coupa Pay for provisioning Brex virtual cards and no-code Zapier workflows. The Brex API works as an automation layer for customizing Brex workflows.

Essentials covers the basics, Premium adds policies, budgets and ERP integrations, and Enterprise adds local cards and an account manager. Current prices are in the pricing box above.

Frequently Asked Questions

How much does Brex cost?

Brex Essentials is $0 per user per month. Premium costs $12 per user per month, and Enterprise is custom.

How does Brex compare to Ramp?

Both combine corporate cards with expense management and bill pay. Compare what each free plan includes and the per-user cost of paid tiers.

Does Brex work for companies with several entities?

Essentials supports up to two entities; Premium adds multi-entity support for US and international entities.

Advertiser Disclosure: Pricing checked Oct 10, 2026 on brex.com. Prices change often, so check the official site before you buy.

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