Found is a financial technology platform for small business owners and self-employed professionals in the U.S. It combines a business bank account with tax estimates, bookkeeping, invoicing and contractor payments. Banking services are provided by Lead Bank, Member FDIC.
Found’s Pockets are sub-accounts you can use to save, track and spend money for different business needs. You can order physical debit cards and create virtual cards to share with team members, and the cards work with Apple Pay and Google Pay. Money moves by ACH, wire, cash and check, and you can make cash deposits at retail locations. Found also lets you run several business accounts under a single login.
Found says it is built specifically to help small business owners manage their finances, whether they are just starting out or already established. It names S-Corps, C-Corps, sole proprietorships and LLCs with single or multiple members among the business types it serves, with customers ranging from professional and physical services to e-commerce. You can onboard, pay and manage contractors from the app, and clients can settle a Found invoice by PayPal, Google Pay, Cash App Pay, ACH, wire or bank account.
Found links to Stripe, PayPal, Square and other payment services, and it accepts transfers from payment apps such as Venmo and Cash App. You can give your accountant access to collaborate on your books. If you’re switching banks, Found suggests linking your income sources and updating your card details so future income and expenses run through Found. The app works on iOS, Android and desktop, a Help Center covers common questions, and you can email the support team.
The free account includes unlimited invoices, tax estimates with automatic savings, tax form generation, expense categorization, receipt scanning, profit and loss reports and contractor 1099 e-filing. Plus and Pro add interest on balances, quarterly federal tax payments for Schedule C filers and priority support, and Pro adds cash back, a dedicated account manager and a metal debit card. Current prices are in the pricing box above.